Choosing the right mortgage broker in Toronto can make a significant difference in your home-buying experience. Toronto has a competitive real estate market where prices are high and interest rates fluctuate, having a knowledgeable and reliable mortgage broker can help you navigate the options.
Here are four key criteria for choosing a great mortgage broker in Toronto:
- Look for Experience: A seasoned broker with years of experience in the Toronto market will have a deep understanding of local lenders, real estate trends, and potential pitfalls. Their expertise can help you avoid common mistakes and find the most suitable mortgage products suited to your needs.
- Strong Relationships with Lenders: A good broker will have established relationships with a wide range of lenders, including big banks, credit unions, and private lenders. This provides you with access to a variety of options and potentially better rates than you could find on your own.
- Read Reviews and Get Referrals: Personal referrals from friends, family, or trusted advisors can help you find brokers with a proven track record. Online reviews and testimonials can give you insight into the broker’s customer service and professionalism.
- Transparent Communication: Top mortgage brokers are transparent with their fees and the mortgage process. They should explain everything clearly, answer your questions promptly, and ensure you’re comfortable with the terms and conditions. Clear communication is key to establishing a sense of trust and feeling confident in your decision.
Below are a selection of highly rated brokers in Toronto to help you every step of the way once you’ve considered these factors:
The Mortgage Scout
The Mortgage Scout team, with 50+ years of combined experience in banking, real estate, and financial services, specialises in providing tailored mortgage solutions for clients at all stages of homeownership. From first-time buyers to real estate investors, they ensure the best suited mortgage products are matched to your unique needs. Founded by industry veterans Deren Hasip and Hercules Galang, they are firmly committed to helping you achieve your homeownership and investment goals with ease.
Website: mortgagescout.ca
Phone: 0647-362-5472
Rating: 5 ⭐ (372 Google Reviews)
Mortgages.ca
Unlike traditional brokers, Mortgages.ca is an award-winning team of mortgage professionals committed to providing unbiased advice and tailored financing solutions. Led by the Harrison brothers, their top-performing team works closely with major lenders to simplify your journey, and experience their relationship-based approach. Their prompt, knowledgeable service is focused on helping you secure the ideal mortgage for your dream home—and empowering you for this home and the next.
Website: mortgages.ca
Phone: 0647-795-8700
Rating: 5 ⭐ (350 Google Reviews)
Tully Mortgages
Marshall Tully, founder of Tully Mortgages, brings over a decade of experience, having helped 500+ clients secure more than $250 million in loans. His approach focuses on clarity and simplicity, ensuring you understand the mortgage process at every stage. Committed to helping clients, especially first-time homebuyers, make informed financial decisions, Marshall goes beyond property acquisition—he’s dedicated to securing your future and giving you the freedom to live the life you envision.
Website: tullymortgages.ca
Phone: 365-299-2092
Rating: 5 ⭐ (123 Google Reviews)
The Mortgage Trail
The Mortgage Trail focuses on listening to your unique financial needs, explaining your options with a clear path forward to help you borrow better. You can be confident that we will guide you through both short and long-term considerations, delivering the smartest mortgage solutions and unlocking the value of your home for your later years—allowing you and your family to focus on what matters most.
Website: themortgagetrail.com
Phone: 416-855-3186
Rating: 5 ⭐ (120 Google Reviews)
GreenFlow Financial
GreenFlow Financial takes a holistic approach to your financial goals, offering tailored mortgage solutions for homeowners, real estate investors, and developers in Ontario. With a rapid screening process, they eliminate roadblocks and expedite your journey to securing the right mortgage. Specialising in overcoming challenges with traditional lending systems, GreenFlow provides expert guidance and customised mortgage solutions that meet your unique needs.
Website: greenflow.ca
Phone: 416-712-0006
Rating: 5 ⭐ (70 Google Reviews)
Easy House Loan
At Easy House Loan, they go beyond the typical 9-5 business model. Their team of mortgage professionals ensures clients are supported throughout their mortgage journey. They are committed to providing exceptional service, personalised attention, and solutions tailored to each client’s unique needs.
While EasyHouse Loan offers competitive and up-to-date mortgage rates, they set themselves apart by focusing on the quality of the experience they provide. With access to a wide range of lenders, EasyHouse Loan helps clients secure great rates and find the right mortgage solution that fits their lives.
Website: easyhouseloan.ca
Phone: 647-613-3279
Rating: 5 ⭐ (40 Google Reviews)
Guardian Mortgages
On a mission to change lives through financial literacy, Toronto mortgage brokers Patrick Gill and Allen Chin are committed to transforming yours with their expert knowledge and personalised mortgage strategies. Their passion for empowering Canadians to achieve homeownership, build real estate portfolios, and fast-track financial success sets them apart, providing clients with unparalleled support and service.
Website: guardianmortgages.ca
Phone: 416-894-4546
Rating: 5 ⭐ (33 Google Reviews)
Hasty Kiamehr
Hasty Kiamehr is an independent broker who stands out for her attentive listening and deep understanding of her clients’ needs. She is dedicated to helping each client secure their best mortgage approval. Beyond guiding you through the mortgage process, Hasty offers a variety of financial services, including insurance, loans, and investment solutions, all tailored to your unique situation. With a focus on achieving your financial goals and meeting mandatory obligations, she provides comprehensive support for all your financial needs.
Website: mortgageswithhasty.com
Phone: 647-460-9992
Rating: 5 ⭐ (25 Google Reviews)
Mortgage Architects – Toronto Mortgage Broker
Toronto Mortgage Architects offers expert mortgage advice and assistance with a focus on speed and efficiency. Get instant mortgage help, fast online quote responses, and same-day mortgage pre-approval to ensure a smooth and quick process. Whether you’re looking for your first home or refinancing, their team is dedicated to providing the support you need to make informed decisions with mortgage options that are made easy, and your dreams made real.
Website: torontomortgagesite.ca
Phone: 416-910-7559
Rating: 4.4 ⭐ (22 Google Reviews)
